How Our Terms Apply to You
Your koi tot account is your responsibility alone—you keep your login details secure and you're responsible for any activity that happens on it. We operate where local law permits, and your access to the platform and certain game categories depends on local law. When you deposit
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via DANA, OVO, GoPay or QRIS, the transaction terms set by those providers also apply; we process withdrawals after standard verification checks, typically within one to two business days. If a dispute arises between you and koi tot, we'll work through the resolution process outlined in
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your account settings. You may not use the platform for unlawful purposes, and we reserve the right to suspend or close your account if you breach these terms.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.